Debt Advice
If you are experiencing difficulties with managing your finances/debts, there are a variety of organisations that can help.
We have listed them below and provided a brief overview as they offer different advice/ solutions.
| Organisation | Tool | Overview | Link |
|---|---|---|---|
| Advice NI | Money & Debt Factsheets | An extensive resources section with numerous debt and money advice factsheets | Find out more |
| Business Debt Line NI | Factsheets | Online self-help factsheets for dealing with business debts | Find out more |
| Business Debt Line NI | Sample Letter Sheets | Suite of sample letters for those in business debt to use when corresponding with their creditors | Find out more |
| Citizens Advice (Advice Guide Website) | Budget Tool | Accompanied by comprehensive guidance notes, this interactive budget planner allows people to create a statement they can use to negotiate with creditors | Find out more |
| Citizens Advice (Advice Guide Website) | Sample Letters | Sample letter templates for people to use when writing to non-priority creditors proposing a payment plan | Find out more |
| Turn2Us | Managing Money | This section contains tools, resources and step-by-step guides, written and regularly reviewed by experts on how to manage money effectively, particularly during of life changes, such as long-term illness, becoming a carer or setting up home | Find out more |
| Step Change Debt Charity | Debt Remedy Tool | Interactive online tool enabling users to work out a manageable budget, and put you in touch with an online advisor to discuss other solutions to a debt problem | Find out more |
| Consumer Council NI | Various online resources | Provides online budget planner, various financial capability leaflets in a variety of languages. Gives access to the ‘Understanding Payday Loans’ resource | Find out more |
| Irish League of Credit Unions | NI Budgeting Guide | Personal budgeting tool which can be printed off and completed by hand. Links to general budgeting advice online | Find out more |
| Irish League of Credit Unions | My Budget Buddy | Personal budgeting app, for use on a home PC, tablet or smart phone | Find out more |
| Pay Plan | Debt Advice/ Debt Solutions | Interactive online tools for debt solutions & debt advice. Online advisor to discuss debt solutions and provide debt advice | Find out more |